An independent brokerage, not a single carrier
Bluebird Assurance is led by Mathew Cordeiro, a licensed life and health insurance broker. Being independent means the comparison runs across several established Canadian insurers rather than one company's shelf, so the recommendation follows the contract that fits rather than the one available.
Insurance premiums in Canada are filed by the insurer, so the same policy costs the same whether it is arranged directly or through a broker. What changes is how many options you see before deciding.
What we help Markham families with
- Term and permanent life insurance comparisons across Canadian insurers
- Mortgage protection structured as a personally owned policy
- Critical illness and disability coverage for income protection
- Individual health and dental plans when there is no group coverage
- Small business benefits for owner-operators and small teams
- Reviewing existing policies before a renewal or conversion deadline
Serving Markham and the GTA
The office is in Markham, and clients come from across York Region and the wider Greater Toronto Area, including Richmond Hill, Vaughan, Scarborough, North York, Stouffville and Pickering. Coverage is available anywhere in Ontario.
Most of the process happens remotely because insurers accept electronic applications, so meeting in person is a preference rather than a requirement.
Coverage questions that come up often in Markham
Markham households tend to arrive with a specific mix of questions rather than a general one, and the conversation usually starts in one of these places.
- Mortgage-driven coverage, where a large York Region mortgage makes the lender's creditor insurance the first offer someone sees
- Whether to keep a Toronto-area employer's group coverage or add a personally owned policy that survives a job change
- Self-employed and small-business owners with no group benefits, who need health, dental and disability coverage arranged privately
- Newcomers and permanent residents establishing their first Canadian coverage
- Multigenerational households looking at coverage for parents alongside their own
- Reviewing an older term policy before a renewal or conversion deadline passes
Meeting in Markham or working remotely
The Markham office at 625 Cochrane Dr is available by appointment for people who prefer to sit down with documents in front of them. It is not a walk-in location, so booking a time first is necessary.
Everything can also be handled remotely. Insurers accept electronic applications and signatures, so quotes, applications and policy delivery can be completed without an in-person meeting.
Atendimento em português
Bluebird Assurance offers insurance guidance in Portuguese for Portuguese-speaking clients in Ontario. If that is easier for you or a family member, the full Portuguese page explains how coverage works and how to get in touch.
Office details
- Bluebird Assurance — Markham Office
- 625 Cochrane Dr #600, Markham, ON L3R 9R9
- By appointment only
- Text or call (647) 238-2249
- Email mathew@bluebirdassurance.ca
How the process usually goes
No page, quote or tool on this site confirms approval or pricing. Underwriting decisions belong to the insurer.
- Start with a quiz or the coverage estimator to frame the question
- Review preliminary, illustrative quotes across insurers
- Talk through structure, term length and any health history
- Complete an application with the insurer you choose
- The insurer underwrites and issues the policy on its own terms
Common questions
Do I have to meet in person in Markham?
No. Bluebird Assurance serves clients across Ontario by phone, email, text and video. The Markham office is available by appointment for people who prefer meeting face to face.
Does using a broker cost more?
Policy premiums are set and filed by the insurer, and a broker's compensation is paid by the insurer rather than added on top of your premium. What a broker adds is the comparison across carriers.
Which insurers can you compare?
Bluebird Assurance is independent and works with several established Canadian insurers, including carriers listed on the About page. Availability of any specific product depends on the insurer.
What areas do you serve?
All of Ontario. Markham is the office location, and many clients are in Markham, Richmond Hill, Vaughan, Scarborough, North York and the wider GTA.
Keep reading
The full overview: types, coverage amounts and underwriting.
Seguro de vida em portuguêsInformação sobre seguro de vida em Ontario, em português.
Get preliminary quotesSee illustrative pricing across Canadian insurers.
About Bluebird AssuranceWho we are, the insurers we work with and how we operate.
Written and reviewed by Mathew Cordeiro, a licensed life and health insurance broker serving Ontario through Bluebird Assurance. This page is general information only, not financial or insurance advice. Coverage, features, eligibility and pricing vary by insurer and are subject to underwriting and policy terms.